Terms & Conditions

Effective Date: June, 2026

Welcome to Blue Marlin Insurance ("Blue Marlin Insurance," "we," "our," or "us"). By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website.

1. Website Purpose

This website is provided for informational purposes and to help consumers learn about insurance products and services available through Blue Marlin Insurance.

Information provided on this website is not intended to constitute insurance advice, legal advice, financial advice, or a binding offer of insurance coverage.

2. Florida Residents Only

Blue Marlin Insurance primarily serves clients and insurance risks located within the State of Florida. Insurance products, coverage availability, eligibility requirements, and pricing vary by carrier and may be subject to Florida-specific regulations.

Nothing on this website should be interpreted as a solicitation of insurance in any jurisdiction where Blue Marlin Insurance is not properly licensed.

3. No Guarantee of Coverage

Submitting information through this website, requesting a quote, or speaking with a Blue Marlin Insurance representative does not guarantee:

Insurance eligibility
Coverage approval
Policy issuance
Specific premiums or rates
Coverage availability

All insurance coverage is subject to underwriting review and final approval by the insurance carrier.

4. Quotes and Estimates

Any quote, estimate, premium indication, or coverage comparison provided through this website or by a Blue Marlin Insurance representative is preliminary and subject to change.

Final premiums, policy terms, conditions, exclusions, and endorsements are determined solely by the issuing insurance company.

5. User Information

You agree that any information you submit through this website will be accurate, complete, and current.

You may not:

Submit false or misleading information
Attempt to gain unauthorized access to website systems
Introduce malware, viruses, or harmful code
Use the website for unlawful purposes

6. SMS Communications

SMS Consent

Phone numbers collected as part of the SMS consent process will not be shared with third parties or affiliates for marketing purposes.

Types of SMS Communications

By providing consent to receive text messages from Blue Marlin Insurance, you may receive SMS communications including:

Follow-up messages regarding quote requests
Policy servicing communications
Appointment reminders
Customer support conversations
General conversational messages related to your insurance needs

Message Frequency

Message frequency may vary depending on the nature of your interaction with Blue Marlin Insurance and the services requested.

Message and Data Rates

Standard message and data rates may apply. Charges are determined by your mobile carrier and service plan. International messaging rates may vary.

Opt-In Methods

You may opt in to receive SMS messages from Blue Marlin Insurance by:

Providing verbal consent during a phone conversation with a representative
Requesting information or assistance and agreeing to receive SMS communications

Opt-Out Methods

You may opt out of SMS communications at any time by replying:

STOP

to any text message received from Blue Marlin Insurance.

You may also contact us directly to request removal from our messaging list.

Help

For assistance, reply:

HELP

to any message received from us.

You may also contact us through our website at:

https://www.bluemarlinins.com/contact/

Standard Messaging Disclosures

Message and data rates may apply.
Message frequency may vary.
Reply STOP to opt out at any time.
Reply HELP for assistance.
See our Privacy Policy and Terms & Conditions for additional information.

7. Intellectual Property

All website content, including text, graphics, logos, images, design elements, and other materials, are the property of Blue Marlin Insurance or its licensors and may not be copied, reproduced, distributed, or used without prior written permission.

8. Third-Party Websites

This website may contain links to third-party websites, insurance carriers, service providers, or other resources.

Blue Marlin Insurance is not responsible for:

Third-party content
Third-party privacy practices
Third-party products or services

Your use of third-party websites is at your own risk.

9. Disclaimer

The information provided on this website is provided "as is" and "as available."

Blue Marlin Insurance makes no warranties, express or implied, regarding:

Accuracy
Completeness
Reliability
Availability

Insurance coverages, products, underwriting guidelines, and carrier requirements may change without notice.

10. Limitation of Liability

To the fullest extent permitted by Florida law, Blue Marlin Insurance shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of this website or reliance upon information contained herein.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference.

12. Changes to These Terms

Blue Marlin Insurance reserves the right to update or modify these Terms & Conditions at any time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

13. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.

14. Contact Information

Blue Marlin Insurance

Phone: 855-721-7283

Website: https://www.bluemarlinins.com

Questions regarding these Terms & Conditions may be submitted through our Contact Us page.